Monthly Archives: August 2017

The American Way- Living Paycheck To Paycheck



It is brutal reality in America- most Americans run out of money before their next paycheck.  No matter how much you earn, the struggle never seems to end.

According to the recent report by CareerBuilder, seventy-eight percent of full time workers said they live paycheck to paycheck.  Interestingly, 71 percent of all U.S. workers are now in debt- amounting to increase by 3 percent over last year.

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It is true that household income has grown over the past decade, but it has failed to keep up with the increased cost-of-living over the same period.  Even those making over six figures said they struggle to make ends meet, the report said. Nearly 1 in 10 of those making $100,000 or more said they usually or always live paycheck to paycheck, and 59 percent of those in that salary range said they were in the red.

According to the survey, aside from the insecurity of living without a financial cushion, the phenomenon has another downside: It hampers Americans’ ability to save for retirement. About 18 percent of workers cut back on their 401k contributions or personal savings in the last year and more than one-third don’t put away money for retirement.

20 Reasons To Join WiFi Millionaire 

Personal responsibility does play a role in Americans’ financial problems, with the survey finding that only a third of workers stick to a budget. Asked what spending items they wouldn’t give up, more than half said they’d never cut back on their internet connection or mobile devices.

That might seem like an extravagance to some, yet the truth is many Americans can’t work effectively without internet service at home or a smartphone, with employers increasingly expecting workers to check their email while they’re out of the office or be available for a call.

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Most financial experts recommend stashing at least a six-month cushion in an emergency fund to cover anything from a dental bill to a car repair – and more if you are the sole breadwinner in your family or in business for yourself.

The solutions are available for people to enhance their earnings by formulating new ways to earn money to increase their cash flow while restricting their expenditures. Thanks to the very tools they can’t cut back- internet and phones- can generate passive income so they do not have to live paycheck to check.

20 Reasons To Join WiFi Millionaire

It is true that there are many scams out there; but there are many legit systems that will help you attain desired cash flow.  In most cases, you are able to earn without affecting your current lifestyle and without necessarily impacting your family time.

Surely earning on internet may not be easy, but it will increase your cash flow, reduce your stress and perhaps, will lead you to financial freedom.

If you are totally clueless, check Rookies Path To Millionaire.
If you are over 50, checkout Retire Healthy, Retire Wealthy, Retire Happy.
If you are internet savvy check Become WiFi Millionaire.
You may also want to check BizBuzz

 

JVZoo Academy Review- Path To Profits For Affiliate Marketers


Being affiliate is a best way to earn online. You need not have products of you own. But you can promote products and get commissions. It sounds easy but in order to earn on a regular basis, you need to have effective and robust marketing system.

It is essential to have effective marketing system. How does one do that?

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Now you have online marketing training, JVZoo Academy. It will walk you through step by step how to become a JVZoo affiliate. JVZoo is a huge marketing platform for digital products. That is where product creators launch their training/software and affiliates to promote them. But the major issue is how does affiliate market products effectively and generate profits for affiliates and sellers.

This is exactly where the JVZoo Academy comes into the picture. Seems that Sam Bakker was well aware of the pre-requisites a novice would require when it comes to affiliate marketing with the JVZoo platform! Hence, he covers all the major aspects of affiliate marketing struggles and the genius way to master it successfully for better promotion of the products on the given platform. In essence, JVZoo Academy is designed to make you a profitable affiliate and even a seller if you have your own products.

Get Your Profit Making Training Now.

JVZoo Academy was developed by Sam Bakker and is the currently the only training endorsed by JVZoo itself. It’s a blueprint that shows you the exact strategy that Sam Bakker used to become a 7 figure JVZoo marketer.

  • There are quite a number of advantages associated with the JVZoo Academy training.
  • Whole new courses that are intended towards learning and making more money out of affiliate marketing.
  • Great content with exceptionally detailed lessons and relatively suggestible case studies for reference purposes.
  • Step by step guidance of the whole process with essential details of its implementation.
  •  Excellent support team that tends to the queries of the users from all over the world.
  • Priced according to the requirements and covers essential concepts accordingly.

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On the whole, this course is a must those who intend to become profitable in affiliate marketing. JVZoo Academy helps you kickstart your brand on the entrepreneur level. It is highly recommended to every individual out there who wants to make some serious wad of money out of affiliate marketing.

It needs to be stated that there are no shortcuts to be successful. But JVZoo Academy is a sequential system that is the shortest way to get where you want to take your online business.

Money Really Can Buy Happiness


It is often said that money does not buy happiness.  Of course, it depends what you consider happiness.  If your happiness is in not doing mundane things, such as working on “honey-to-do-list”, then having money does help.

According to an international research team, you really can make yourself happier by paying other people to do your time-consuming chores.

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The researchers, led by Ashley Whillans, a professor at the Harvard Business School, began with survey data from nearly 4,500 people from the United States, Canada, Denmark and the Netherlands. Survey-takers were asked whether they paid other people to do “unenjoyable daily tasks” in order to “increase their free time.”  The study was published Monday in the Proceedings of the National Academy of Sciences.

In 28% of cases, the answer was yes. These folks spent an average of $147.95 per month to buy themselves extra time.  The people who traded money for time were more satisfied with life than their counterparts who didn’t. They also were less likely to say they felt “time stress,” a condition that was linked with lower levels of life satisfaction.

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In essence having extra money enables you buy happiness.  The study indicates that people are willing to spend on “time-saving” purchase so they do not have to be stressed by doing mundane things.  People tend to have more positive feelings when tasks are accomplished without their own hardship.  Believe it or not, in enhances daily mood which in turn, promotes greater life satisfaction.

Be WiFi Millionaire

In essence, money does buy happiness.

Needle-Free Insulin For Diabetics


Diabetics are elated to note that scientists are developing inhalable insulin to keep their blood glucose in check.  Type 2 diabetics can often manage their blood sugar with diet, weight management, and other healthy lifestyle habits, but Type 1 diabetes have had no choice but to use injectable insulin.

The new drug, manufactured by MannKind Corp., Afreeza, small device resembling an asthma inhaler, will enable diabetics to avoid painful needle sticks and insulin injections.  The new drug works by binding to an inert powder, which is then inhaled and absorbed through the lungs.

Get Off Diabetes Medications

Whether it’s replacing the insulin that a Type 1 diabetic’s body isn’t producing or keeping glucose levels of a Type 2 diabetic in the desired range, insulin therapy plays a vital role in the management of this disease.

Insulin is a natural hormone that regulates sugar within the bloodstream and stores excess glucose for energy for use by cells and tissues that need it. In Type 1 diabetics, too little insulin is secreted by the pancreas (requiring medication), while Type 2 diabetics develop a resistance to the insulin it their bodies produce so it is used less effectively.

Get Off Diabetes Medications

As a result, glucose in the bloodstream rises, increasing the risk for complications like blindness, nerve damage, and kidney damage. This is where insulin therapy comes in.
Type 2 diabetes patients can manage their diabetes with non-insulin medication but for Type 1, it’s always been insulin which has always been injectable.

Afreeza, ultra-rapid acting insulin, will encourage patients to give themselves correct doses of insulin compared to injectable insulin.  Injectable insulin works very well but it lasts for hours and hours thus causing extremely low blood sugar levels.

Get Off Diabetes Medications

Another major advantage of Afreeza is that it can be tailored to a particular diabetic’s individual needs.  In the event, the dose of insulin that patients gave themselves wasn’t enough; they can always give themselves an extra dose. That can help prevent a fluctuation in the blood sugar. This flexibility is not possible with an injectable medication.”

Afrezza, approved in 2014 by the FDA, is available by prescription.  Indeed, Afrezza] is a real game changer for type 1.

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