Category Archives: Business

Secret to Great Opportunities Is From People You Haven’t Met Yet

Have you checked out your social circle? Surely, you are likely to say you have huge network. But when you check out that is a narrow social circle with similar people. Your circle is likely to be of same ethnicity, similar likes and dislikes, etc.. In all probability, they resemble you in some manner.

Tanya Menon, Organizational psychologist, questions about people’s circles and encourages them to widen their social universes at her TED talk. Tanya Menon considers how you can be more intentional about expanding your social universes — and how it can lead to new ideas and opportunities.

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If you think about it, check back and see special moments in your life (other than special family events), you will realize that those came from people you met for the first time or places where you have never been to. Those were your new connections.

Tanya Menon states that these weak ties — or new connections — are “your ticket to a whole new social world”. She encourages people to break their social habits by making life a little more inefficient and straying from their daily routines. She suggests visiting new social hubs including coffee shops.

You Can Be Part of Top Four Percent

Have you wondered how did you get your job? Most likely you found the job through weak ties- from people you just met recently. According to sociologist Mark Granovetter, most people don’t secure job opportunities through strong ties — think mother, father, significant other.

It is interesting phenomenon in today’s changing world. As more people seek to be on their own rather than depend on a company for their livelihood, networking is essential. It entails on reaching out to the people who may not be in your “circle”. To network effectively, you will need to affirm yourself with positive statements regularly. That can only happen if you have confidence in yourself about who you are. You will be surprised how positive you can be when you liberate from conventional way. You will realize your uniqueness as you reach out.

You Can Be Part of Top Four Percent

Simply put, you are already aware of the universe within, reach out to the universe beyond.

Vital Credit Card Review- Earn Endless Cash Rewards


You know that many credit cards offer great perks such as reward points, discounts and/or cash.

So, what is different about recently launched Vital Card you ask?

The newly launched Vital card is expected impact the credit industry in a major way. The Vital credit card, Visa backed, earns you cash back. But the cash back is for getting other members to sign up.

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Vital Card, based in New York City, is a new concept envisioned by Chris Bridges, Chairman, and Vincent Bradley, CEO. The team members of the company have worked with Google, Charles Schwab, and other major companies. The mission of the company is to offer a credit card with a community-based rewards system.

How Does VITAL Credit Card Work?

VITAL is a credit card that offers referral-based cash rewards. For each person you get to sign up, you’ll earn VITAL points that determine your VITAL score. It gets even better because you will also get cash rewards when your referrals get additional users to sign up. Furthermore, you’ll get 1% cash back on all your purchases.

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There is no cost to sign up for the card. When you sign up, you will get access to the VITAL potential earnings calculator.

Eligibility Requirements

The VITAL card requirements are:

  • You must be 18 years of age or older. Residents of Nebraska and Alabama must be 19 or older.
  • You must be a permanent resident of the United States.
  • You must have a physical address in the US.
  • You must pass a credit check.

The Vital card has few additional undisclosed qualifications to meet underwriting criteria. It is to be noted that signing up for early access is just the first step. You’ll need to fill out a full application during the late 2018 launch. In the meantime, you can start referring others and building your VITAL score.

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Some may wonder what happens if you are denied the Vital card. Believe it or there is clarification provided by the company. Even though every single application is not approved, if you are eligible for most entry level credit cards, you are very likely to be approved. In the event you are not accepted, VITAL Card will let you transfer your VITAL Score to someone else with good credit. You can choose any friend or family member for this.

Once you get your own Vita card, you need to spend a minimum of $250 each month to be eligible to get cash rewards from your referrals. This can be achieved easily by using VITAL card for your basic monthly purchases – groceries, fuel, and so on. Then you need to pay it off each month to keep your credit in good shape.

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How Will You Get Paid?

The money that is paid out comes from the VITAL cash rewards pool. Each month, 1% of user spending is added into the VITAL cash rewards pool. Your payment is dependent on your Vital score. Your VITAL score based on the number of VITAL points you earn. You earn points by referring friends and family to sign up for VITAL. Here’s a layout of the points system. I’ve used a small scenario to make it easier to understand.

  • Direct Sign-Ups: You earn 4 points per person you get to sign up.
  • Second Tier Sign-Ups: You earn 2 points per person when your direct referrals get others to sign up.
  • Third Tier Sign-Ups: You earn 1 point per person when your indirect referrals get others to sign up.

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To sum it up, your points are based on a basic three tier referral system. There’s no limit to the number of friends and family you can refer. This essentially means you have endless chances to keep growing your VITAL score. Simply put, the higher your score, the higher your monthly cash rewards will be.

There is no definite number that can be predicted how much any one can earn. VITAL adds up the total scores of every user at the end of each month. How much cash you’ll receive depends on two factors. It depends on your individual VITAL score and the overall size of the cash rewards pool.

However, Vital card provide a very detailed scenario. You can also access a VITAL potential earnings calculator once you sign up. It is recommended that you try out the calculator before you sign up.

Tax-FREE Earnings

The earnings to you will be distributed from out of the rebate pool, thus it is likely that your earnings may be tax-free.  Check out the company statement.  It is also recommended that you consult your accountant or tax representative.

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In short, major points are divided into pros and cons list to keep things simple:

Pros

  • There’s no annual fee.
  • You’ll earn 1% cash back on all of your purchases.
  • The referral-based system is unlimited; you can refer and earn permanently.
  • Earn cash rewards when your referrals get new users to sign up.
  • You can build your credit score with responsible use.
  • Your referrals only must spend $1 per month for you to keep earning.

Cons

  • To keep earning rewards, you need to spend $250 per month or more.
  • It’s possible that your application will be denied after prelaunch.
  • The amount of cash you earn each month will fluctuate.

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Verdict: Is the VITAL Credit Card Worth It?

If you use the VITAL credit card responsibly, Vital card offers a great opportunity. You earn cash back on purchases and cash back for referrals. That means there’s a lot of potential to make extra money with very little effort.

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Payza Shutdown- Problem For Online Business


Online business may be easy and simple, but when it comes to get your earnings may not be as guaranteed. Simply because most online business entities depend on payment processors. It is imperative that you need to find out how (and if) you will get paid. Firstly, you need to check the business opportunity by checking out reviews of the business and its owners and then check out how they will pay you.

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Most online business opportunities rely on third-party payment processors to accept money as well as pay commissions. There are main players when it comes to processing credit and debit card payments, whether online, via phone sales, or even in person.

  • Online Business Entity: To accept credit and debit card payments from online customers on the processor. Once the payment is processed, the third-party processor deposits the money in the business entity’s account after transaction fees are taken out.
  • Customer: Customer pays for your goods and services via a credit or debit card. The bank that approves the customer for the card is called the issuing bank.
  • Payment Gateway- Software that links online business entity site’s shopping cart to the processing network.
  • Payment Processor- the main merchant service responsible for moving the transaction through the processing network, sending a billing statement, working with associated banks, etc.

The payment process is performed very quickly, and it may seem easier. Believe it or not, it is very intricate process. There are two stages to payment processing: the authorization (approving the sale) and the settlement (getting the money in your account).

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The authorization process goes roughly like this:

  • Your customer buys an item on your site with a credit or debit card.
  • That information goes through the payment gateway, which encrypts the data to keep it private, and sends it to the payment processor.
  • The payment processor sends a request to the customer’s issuing bank asking for the money to pay for your stuff
  • The issuer responds with a yes (an approval) or a no (a denial).
  • The payment processor sends the answer back to you that the sale was approved and tells your merchant bank to credit your account.

The most common payment processors are- PayPal, Payza, SolidTrustPay, Payoneer, or Stripe, or 2Checkout, or Google Wallet, or ClickBank. These processors charge for all transactions whether accepting payment or withdrawing payments. Often that is overlooked by most online business folks. The transaction fees can be much higher than what banks charge. This expense can’t be ignored when you are getting commissions on your online business programs.

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Recently it was announced that Payza, payment processor, is no longer available to USA residents. The US Department of Justice (DOJ) has charged Payza.com with laundering over $250 million connected to criminal ??activities ranging from Ponzi schemes to child pornography?

The charges against Payza co-founders Firoz Patel, 43, and Ferhan Patel, 37, were already filed in November 2016. The Canadian brothers stand accused of operating the cryptocurrency-friendly platform beyond the ??regulatory confines of the United States. ?
They are still in operation in other countries. However, major countries are likely follow the United States.

Without going into details, it is fair to say that Payza is in legal battle. The Payza stance is, “We are currently working on resolving this legal matter in the United States, affecting US Payza members, but cannot give any specific details at this time.  Please be aware that this is an accusation and it is NOT evidence of guilt. Right now, we are working on a solution to this and we do not want you to worry.”

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What is bottom line, you ask?

No one knows for sure. It is very possible that Payza may resolve their issues return to normal.

Be that as it may, however, your most prudent course of action at this point would be to go to the members area of all programs, products and services of which you are a member and update your subscription payment information AND your commission payment information.  Simply change to a NEW payment processor.

It is to be noted that processors having some issues with the government. Online business is practically free for all thus it relies on individual owners to pursue ethical aspects in their business. So, some use online business activities for money laundering around the world. In 2016, PayPal experienced crisis which resulted several business opportunities were forced out of business. It is believed that processors like when they are scrutinized by the government, because the charges are normally associated with business opportunity owners. Thus, processor entity gets to keep the money.

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Considering Payza crisis, be sure to work with multiple payment processors if you are the business owner. If you are an affiliate, be sure to check what processors are being used to get your commissions. There are many online opportunities related to crypto currencies promising high returns, so you may want to pursue with extreme caution.

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Webinars Earn Money Online

There are numerous ways to market online to generate revenues.  Surprisingly, you may be able to earn substantially higher with webinars than many other methods.  Furthermore, presenting webinars helps you generate opt-in leads and maintain opt-in list current.

What Is Webinar?

A webinar is a free, usually live presentation that is delivered virtually online to your viewers from all over the world.  You can either create a slide presentation, or just show yourself live on camera teaching, or even be streaming yourself doing something hands-on live!

Webinars You Can Bank On!

When you do a webinar, you're providing tons of highly valuable information for free up front. Then you give your audience a way to take they information you've just shared to the next level (with more support or more detailed instruction) by purchasing your program, course, done-for-you service, coaching, etc.

Why do webinars work, you ask.

The webinar presentation, itself, is free. Most webinars have super relevant information for free. Webinars offer a paid product at the end thus producing revenue.  If you have aroused their interest, your viewers are able to purchase your product. If your viewers are taught well and delivered a pitch that made sense, they will buy your product live.  In addition, the webinars can also be replayed at regular intervals to gain more viewership as well more revenue.

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On the webinar, you present your best, super relevant information for free for about 45 minutes. You want to pack in as much valuable free information as you can! You need to blow your audience away in that short period of time so that they feel confident in you, your expertise, and want to work with you more or buy your product.

Webinars can be biggest factor in growing your business quickly! Webinars can be a shortcut to grow your email list quickly. Interestingly, emails collected from webinars have a higher rate of conversion.

In webinar viewers can hear excitement of the product or service! With joint webinars, you'll be able to create relationships with the influencers, bloggers, and other top people in your niche. With joint venture, you are not alone but part of a team of like minded experts and viewers who understand your business and can support you.

Webinars You Can Bank On!

HOW DO WEBINARS MAKE MONEY?

Webinars make money by the offering a product at the end of the free webinar. The product that is being offered at the end of the webinar with special promotional price. Of course, not everyone will be purchasing. But you can follow up with those who didn't buy live and offer them a special limited time bonus.

Surely, if it is your own webinars you will get to keep all of the revenue. But with the team efforts, you will be given percentage of collection based on your number of invitees attending the webinar. With the joint venture webinars, the webinars are professionally prepared and most of the selling and delivering of product or service is done by the presenters.

Webinars You Can Bank On!

There are many proven webinars that yield results repeatedly. Simply because they provide valuable information at the onset. Then the presenter intensifies viewer’s desire to attain higher level of knowledge to, so they can enhance their life further. The proven webinars that you are able access are:

  • Think and Grow Rich
  • Women Entrepreneurs
  • Health and Wellness
  • Marketing, Startups and Business Opportunities

In summary, presenting successful webinars you will be a partner, not just an affiliate to share substantial revenue. Wouldn’t you want to bank on webinars?

Webinars You Can Bank On!

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Retire Early To Earn More Live Longer

Did you know that by retiring early, you could lengthen your life?

That is the essence of various research in recent years. The recent Dutch study echoes those from other countries. An analysis in the United States found about seven years of retirement can be as good for health as reducing the chance of getting a serious disease (like diabetes or heart conditions) by 20 percent. Positive health effects of retirement have also been found by studies using data from Israel, England, Germany and other European countries.

It is possible that retirement promotes health and prolongs life. But continuing work provides income and health insurance for most people. These are essential for maintenance of well-being. It also provides purpose and camaraderie.

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According to a recent national survey by the Board of Governors of the Federal Reserve System, many Americans don’t have the resources to retire. About 20 percent of Americans over 44 years old have no retirement savings. Half of Americans are at risk of being unable to maintain their standard of living in retirement. If you want to retire, whether for health benefits or otherwise, you’ll have to start preparing when you’re still young.

It is possible to find various ways of earning from home in the early retirement years. As a retiree if you need a little extra money or just like to keep busy, there are great opportunities you can pursue without commuting from home.

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Customer Service Representative

You will require to answer customer questions, troubleshoot problems, and take and track orders. In most cases, you may be communicating over the phone, via online chat or emails.
Where to look: Working Solutions, LiveOps, Arise

Tutor

As education is faltering, your knowledge can be shared with students of all ages. You may compose lessons, grade tests and papers, or help review material in preparation for a standardized test, like the SATs. No skills are required but teacher certification will be a plus.
Where to look: Tutor.com, Kaplan, Pearson Education

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Writer/Editor

You will be required to proofread and/or write articles for online publications. This is a huge field to with a wide range of opportunities. If you have technical or computer skill you are likely to be in demand with higher earning potential.
Where to look: FlexJobs, FreelanceWriting.com, Morning Coffee Newsletter

Translator

For many translation services is necessary as English may not be their mother tongue. You will require to translate documents and provide interpretation over the phone or by video. It is necessary to have command of additional language(s).
Where to look: VerbalizeIt, Ubiqus, Telelanguage, SDL, American Translators Association

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Website Analyst

You will review and critique websites to give companies a true understanding of how the average person interacts with their sites, you don’t need to be a tech pro or a layout guru; you just need to be able to articulate your thoughts and feelings in real time.
Where to look: Leapforce

Online Juror

You will serve as a mock juror for attorneys who want to see how their cases will fare if taken to trial. You’ll listen to testimony, weigh evidence and render your verdict just like a juror in a real court case.
Where to look: JuryTest, eJury, OnlineVerdict, Resolution Research

>>> Ultimate Retirement Earning System <<<

Virtual Assistant

You will be doing a traditional administrative assistant might do: composing correspondence, calendar management, making travel arrangements, data entry.
Where to look: Freelancer, Fiverr

Affiliate Marketer

You don’t even have to have your products and yet you can sell and earn money. Even Amazon pays you for promoting their products. You will need to be affiliate that pays you high commissions. Your strength will be specializing in marketing.
Where to look: Amazon, Clickbank, Walmart,

>>> Ultimate Retirement Earning System <<<

(Beware: As with anything you find online, some opportunities are better than others. There are plenty of work-from-home scams out there, so keep an eye.)


Trump Asserts “Americans Are Dreamers Too!”


It has been a year the roaring Trump moves on despite barrage of attacks from liberals, media elites, elected politicians and self-proclaimed leaders. Many of those folks have gone on the record that he will never be the President of the United States.

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While many concentrate on hating him for “This is not who we are”. I venture to say, he is symbol of America- America the winner; America the dreamer; America the pinnacle of success; America the Strength…the list goes on. It is true that America has been great because of strength derived from the people. These people always had the interest of the America at heart, not the interest of the places where they came from.

That is the irony. Trump has reckoned that America needs to become “Great Again”. Most agree with him. It is not about Making America White Again. But Making America Great. No one can make America Great Again by concentrating efforts on “Dreamers” from outside the country and totally ignoring “Dreamers” within the homeland. That is where Donald Trump shames liberals when he proclaimed during the State of the Union speech, that “Americans are dreamers too!”

Opponents and media pundits wasted no time continuing their nonstop attacks on President Trump after his recent State of the Union address. They insist Donald Trump is the worst president in American history. Despite claim that he has low approval ratings, he continues to retain the support of millions of Americans.

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Simply put, American people are known to turn to the leader who will put America on the right path at the time of election. Sometimes it turns out that they have had better sense than most pundits who stated otherwise.

Trump feels the pulse American people. Americans are hard-working people with not necessarily big paychecks. They worry about factories and other businesses leaving the U.S. to take advantage of cheap labor abroad, and see products made in foreign lands flooding our country. American are concerned that over 40 million illegals and their 20 million native-born adult children competing with them for jobs. Ironically, politicians- Democrats and Republicans- totally ignored the concerns of the American people. Donald Trump recognized the concerns of the American people. He wants to be the Champion of Americans while most politicians want to be Champion of those who are NOT Americans!

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Trump Recognizes Immigration Control Is Necessary. Most Americans recognize that looking out for America by controlling immigration is NOT racist. America could not possibly grow or compete by allowing low-skilled immigration at the expense of high-skilled immigration. While most liberals see him racists, Americans see him as a savior- saving America from Illegals’ unwelcome invasion.

Trump has the courage of his convictions. He doesn’t bow to political correctness and conventional wisdom and stands up for America. He is ferociously bold to criticize anyone who opposes his vision to Make America Great Again – Democrats, Republicans and the media.

Trump speaks directly to the American people. Through his use of Twitter and candid and colorful comments to the media, President Trump speaks directly to the people. Totally criticized by his detractors, Americans like the fact that President speaks to them directly though they may not always agree with him.

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Trump, like Most Americans, is Proud To Be American. Over the last few years, Americans have been told over and over “This is not who we are”? Yes, America has evolved and corrected its ways over two hundred years, but Americans need not “apologize” for its past. America has evolved to be better. Trump, like most Americans, believes that America’s pride is derived from its strength not succumbing to the wishes of other countries. Trump is rebuilding America’s strength. He is aggressively pursuing terrorists.

It is very possible that America may not love Donald Trump. But Americans know that when he speaks of America, it is always “WE”. For last eight years, the America was around one person and referred to as “ME”! Trumps message is simple- America First. His goal is simple- America First. Whether Trump is in the country or outside, his focus is America First. He may be “This is not who we are” as liberals and media like to say. But he knows, just like most Americans, they are Americans First.

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Most politicians and media folks have forgotten over the years- Yes indeed, Americans are dreamers too. But Donald Trump did not!

Do You Want Credit Card Not Based On Credit Score?

Credit Card industry is going through changes. Those who have good credit have no problem getting cards. But what about those who have a poor credit history or just getting started?

Credit Card Pays You To Refer

There is help for them as there is credit card services are emerging. These services will identify candidates that would-be credit card holders even if they do not have good credit history. The acceptance is determined by the applicant’s actions rather than just their credit score.

Credit Card Pays You To Refer

The innovative but realistic approach of qualifying applicant based on the digital record it builds for its users. Rather than just looking at borrowing history, it looks at how much that user makes, spends or saves each month, and looks to offer them more differentiated products like lower interest rates on introductory products. The main goal here is to get people who should be able to responsibly manage a credit card based on their spending history.

Credit Card Pays You To Refer

It is heartening to note that finally credit card industry is taking steps in identifying potential customers without a credit history. It reflects that the credit score might not be the best indicator. The new approach is designed to identify potential applicants with their technology and thus eventually build up their big user base.

Credit Card Pays You To Refer

Now Lifestyle Review-Staying Healthy While Becoming Wealthy


It is a good practice to check out any online program before joining instead of just relying on the marketing information the program may provide.

The objective here is simple.  It is to provide the overall concept of the NOW Lifestyle business. It is up to you to decide to join the program or not, but attempt is made here to give you the overall concept that the NOW Lifestyle guys are following. It is simply NOW Lifestyle review.

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(DISCLOSURE: I am NOT an affiliate with NOW Lifestyle and as such NOW Lifestyle review is all based off my research.)

Now Lifestyle- What Is It All About?

Interestingly, it addresses an important concern that everyone can relate to.  That is health. Thus, Now Lifestyle is making a trending topic online.  Now Lifestyle slogan really says it all- “Make your life healthy and wallet wealthy.”

NOW Lifestyle is a multi-level marketing company that focuses on health and wellness industry. Now Lifestyle products include exercise challenges, weight loss and home workout program with nutritional supplements.

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Joel Therien is the man behind this health and wellness company. He also serves as the CEO and President of Now Lifestyle. His past accomplishments have been 7-minute workout, Pure Leverage GVO and Got Backup just to name a few.

NOW Lifestyle offers great opportunities and earnings to people who want to become a member of it.

NOW Lifestyle Products

Currently 4 different products are being offered.

Health and Wellness Package

A completely customized nutrition and exercise package unique to each of your 5 family members.

Body Boss Home Workout System

This highly versatile and portable exercise system will give everyone a great resistance workout from home.

Professional Auto Responder System

Powerful marketing system to Save Time and money with your sales and lead generation

Massive Traffic Co Op

Enable promoters to Collect healthy commissions on all Traffic and Lead Co Ops.

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Now Lifestyle Business Opportunity

Now Lifestyle uses network marketing concept, that is when you sponsor a person into the business you get paid on the product pack they purchase. That means your success is based on number of members you can recruit.

NOW Lifestyle Compensation Plan

The NOW Lifestyle compensation plan is as follows:

Membership Commission Payout – members can earn 50% commissions on all direct sales

Matching Bonus Payout – 50% matching bonus on earning from direct referrals.

Residual Commission Payout – Residual commissions are paid out through a binary compensation plan structure.

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(For detailed compensation plan, checkout Now Lifestyle website)

Cost To Join NOW Lifestyle

There is only $49.95 cost to join Now Lifestyle and can be renewed annually.

NOW Lifestyle is network marketing or business opportunity. Reportedly a lot of people are doing very well with it. It has good products that addresses the concerns of all people. In fairness, isn’t it good idea that everyone ought to be healthy? It is very essential concept thus good foundation for the company.

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But a potential problem lies with the people trying to promote their NOW Lifestyle business.  Most are relying on friends and family trying to sell the products.  To succeed in network marketing, you need to have a powerful marketing system that reaches broad spectrum of clientele.

NOW Lifestyle Review Summary

Now you know the basics.  Now Lifestyle is addresses the major concern of people in all walks of life- how to stay healthy in busy life.

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Ultimately success or failure will depend on you. You will have to learn about doing business the right way and how to have your Now Lifestyle business prosper.

Best Easy Work Review – Real Business or Big Scam?



There has been some buzz about this company lately.  Chances are you are looking to pursue business opportunity, thus you landed on this blog post to learn more.

That is exactly what you will get here- information about the company, products and compensation plan so you are able to decide to join or not.

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The Company

According to research, Best Easy Work (BEW) is owned by Martin Ruiz from “Deltona, Florida”.  The domain “besteasywork.com” was registered on July 8, 2016.  It appears the owner previously promoted cash gifting business opportunity.

The Products

BEW has no retail products or services to sell to customers, but affiliates can promote the actual BEW affiliate membership.

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Compensation Plan

BEW requires you to sign up and pay fees.  Commissions are paid when you sponsor other that also do the same…
Overall there are 10 tiers of options BEW affiliates can receive commissions on starting from $88 to $5000.  To earn commissions at any option level, you must buy in at that level.  The commissions range from $50 to $4000.  The commission follows unilevel compensation plan structure.

Cost To Join

BEW affiliate membership requires you buying in at 1 to 10 membership fee tiers.  In short, the cost is as little as $88 to $16564.  Good news is that there is also a free membership option however this only pays tier 1 commissions.

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Word of Caution

BEW website is just a big capture page with no details.  It is to be noted also that there are no products or services at the retail level.  That means simply you are getting paid to recruit affiliates.  BEW claims that the product is “FREE websites!”

Following appears on BEW website:
“Help Wanted!
Now anyone can succeed! Earn big giving away free websites!
Totally automated, nothing is easier!
Freedom is your choice! Easy $500+ days!”

In nutshell, you need to be warned that once recruitment slows down so does earning potential for you.

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If you have any questions, please leave them in the comments below

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