Category Archives: Internet /Online

Payza Shutdown- Problem For Online Business


Online business may be easy and simple, but when it comes to get your earnings may not be as guaranteed. Simply because most online business entities depend on payment processors. It is imperative that you need to find out how (and if) you will get paid. Firstly, you need to check the business opportunity by checking out reviews of the business and its owners and then check out how they will pay you.

Get Credit Card Pays You

Most online business opportunities rely on third-party payment processors to accept money as well as pay commissions. There are main players when it comes to processing credit and debit card payments, whether online, via phone sales, or even in person.

  • Online Business Entity: To accept credit and debit card payments from online customers on the processor. Once the payment is processed, the third-party processor deposits the money in the business entity’s account after transaction fees are taken out.
  • Customer: Customer pays for your goods and services via a credit or debit card. The bank that approves the customer for the card is called the issuing bank.
  • Payment Gateway- Software that links online business entity site’s shopping cart to the processing network.
  • Payment Processor- the main merchant service responsible for moving the transaction through the processing network, sending a billing statement, working with associated banks, etc.

The payment process is performed very quickly, and it may seem easier. Believe it or not, it is very intricate process. There are two stages to payment processing: the authorization (approving the sale) and the settlement (getting the money in your account).

Get Credit Card Pays You

The authorization process goes roughly like this:

  • Your customer buys an item on your site with a credit or debit card.
  • That information goes through the payment gateway, which encrypts the data to keep it private, and sends it to the payment processor.
  • The payment processor sends a request to the customer’s issuing bank asking for the money to pay for your stuff
  • The issuer responds with a yes (an approval) or a no (a denial).
  • The payment processor sends the answer back to you that the sale was approved and tells your merchant bank to credit your account.

The most common payment processors are- PayPal, Payza, SolidTrustPay, Payoneer, or Stripe, or 2Checkout, or Google Wallet, or ClickBank. These processors charge for all transactions whether accepting payment or withdrawing payments. Often that is overlooked by most online business folks. The transaction fees can be much higher than what banks charge. This expense can’t be ignored when you are getting commissions on your online business programs.

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Recently it was announced that Payza, payment processor, is no longer available to USA residents. The US Department of Justice (DOJ) has charged Payza.com with laundering over $250 million connected to criminal ??activities ranging from Ponzi schemes to child pornography?

The charges against Payza co-founders Firoz Patel, 43, and Ferhan Patel, 37, were already filed in November 2016. The Canadian brothers stand accused of operating the cryptocurrency-friendly platform beyond the ??regulatory confines of the United States. ?
They are still in operation in other countries. However, major countries are likely follow the United States.

Without going into details, it is fair to say that Payza is in legal battle. The Payza stance is, “We are currently working on resolving this legal matter in the United States, affecting US Payza members, but cannot give any specific details at this time.  Please be aware that this is an accusation and it is NOT evidence of guilt. Right now, we are working on a solution to this and we do not want you to worry.”

Get Credit Card Pays You

What is bottom line, you ask?

No one knows for sure. It is very possible that Payza may resolve their issues return to normal.

Be that as it may, however, your most prudent course of action at this point would be to go to the members area of all programs, products and services of which you are a member and update your subscription payment information AND your commission payment information.  Simply change to a NEW payment processor.

It is to be noted that processors having some issues with the government. Online business is practically free for all thus it relies on individual owners to pursue ethical aspects in their business. So, some use online business activities for money laundering around the world. In 2016, PayPal experienced crisis which resulted several business opportunities were forced out of business. It is believed that processors like when they are scrutinized by the government, because the charges are normally associated with business opportunity owners. Thus, processor entity gets to keep the money.

Get Credit Card Pays You

Considering Payza crisis, be sure to work with multiple payment processors if you are the business owner. If you are an affiliate, be sure to check what processors are being used to get your commissions. There are many online opportunities related to crypto currencies promising high returns, so you may want to pursue with extreme caution.

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Webinars Earn Money Online

There are numerous ways to market online to generate revenues.  Surprisingly, you may be able to earn substantially higher with webinars than many other methods.  Furthermore, presenting webinars helps you generate opt-in leads and maintain opt-in list current.

What Is Webinar?

A webinar is a free, usually live presentation that is delivered virtually online to your viewers from all over the world.  You can either create a slide presentation, or just show yourself live on camera teaching, or even be streaming yourself doing something hands-on live!

Webinars You Can Bank On!

When you do a webinar, you're providing tons of highly valuable information for free up front. Then you give your audience a way to take they information you've just shared to the next level (with more support or more detailed instruction) by purchasing your program, course, done-for-you service, coaching, etc.

Why do webinars work, you ask.

The webinar presentation, itself, is free. Most webinars have super relevant information for free. Webinars offer a paid product at the end thus producing revenue.  If you have aroused their interest, your viewers are able to purchase your product. If your viewers are taught well and delivered a pitch that made sense, they will buy your product live.  In addition, the webinars can also be replayed at regular intervals to gain more viewership as well more revenue.

Webinars You Can Bank On!

On the webinar, you present your best, super relevant information for free for about 45 minutes. You want to pack in as much valuable free information as you can! You need to blow your audience away in that short period of time so that they feel confident in you, your expertise, and want to work with you more or buy your product.

Webinars can be biggest factor in growing your business quickly! Webinars can be a shortcut to grow your email list quickly. Interestingly, emails collected from webinars have a higher rate of conversion.

In webinar viewers can hear excitement of the product or service! With joint webinars, you'll be able to create relationships with the influencers, bloggers, and other top people in your niche. With joint venture, you are not alone but part of a team of like minded experts and viewers who understand your business and can support you.

Webinars You Can Bank On!

HOW DO WEBINARS MAKE MONEY?

Webinars make money by the offering a product at the end of the free webinar. The product that is being offered at the end of the webinar with special promotional price. Of course, not everyone will be purchasing. But you can follow up with those who didn't buy live and offer them a special limited time bonus.

Surely, if it is your own webinars you will get to keep all of the revenue. But with the team efforts, you will be given percentage of collection based on your number of invitees attending the webinar. With the joint venture webinars, the webinars are professionally prepared and most of the selling and delivering of product or service is done by the presenters.

Webinars You Can Bank On!

There are many proven webinars that yield results repeatedly. Simply because they provide valuable information at the onset. Then the presenter intensifies viewer’s desire to attain higher level of knowledge to, so they can enhance their life further. The proven webinars that you are able access are:

  • Think and Grow Rich
  • Women Entrepreneurs
  • Health and Wellness
  • Marketing, Startups and Business Opportunities

In summary, presenting successful webinars you will be a partner, not just an affiliate to share substantial revenue. Wouldn’t you want to bank on webinars?

Webinars You Can Bank On!

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Retire Early To Earn More Live Longer

Did you know that by retiring early, you could lengthen your life?

That is the essence of various research in recent years. The recent Dutch study echoes those from other countries. An analysis in the United States found about seven years of retirement can be as good for health as reducing the chance of getting a serious disease (like diabetes or heart conditions) by 20 percent. Positive health effects of retirement have also been found by studies using data from Israel, England, Germany and other European countries.

It is possible that retirement promotes health and prolongs life. But continuing work provides income and health insurance for most people. These are essential for maintenance of well-being. It also provides purpose and camaraderie.

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According to a recent national survey by the Board of Governors of the Federal Reserve System, many Americans don’t have the resources to retire. About 20 percent of Americans over 44 years old have no retirement savings. Half of Americans are at risk of being unable to maintain their standard of living in retirement. If you want to retire, whether for health benefits or otherwise, you’ll have to start preparing when you’re still young.

It is possible to find various ways of earning from home in the early retirement years. As a retiree if you need a little extra money or just like to keep busy, there are great opportunities you can pursue without commuting from home.

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Customer Service Representative

You will require to answer customer questions, troubleshoot problems, and take and track orders. In most cases, you may be communicating over the phone, via online chat or emails.
Where to look: Working Solutions, LiveOps, Arise

Tutor

As education is faltering, your knowledge can be shared with students of all ages. You may compose lessons, grade tests and papers, or help review material in preparation for a standardized test, like the SATs. No skills are required but teacher certification will be a plus.
Where to look: Tutor.com, Kaplan, Pearson Education

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Writer/Editor

You will be required to proofread and/or write articles for online publications. This is a huge field to with a wide range of opportunities. If you have technical or computer skill you are likely to be in demand with higher earning potential.
Where to look: FlexJobs, FreelanceWriting.com, Morning Coffee Newsletter

Translator

For many translation services is necessary as English may not be their mother tongue. You will require to translate documents and provide interpretation over the phone or by video. It is necessary to have command of additional language(s).
Where to look: VerbalizeIt, Ubiqus, Telelanguage, SDL, American Translators Association

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Website Analyst

You will review and critique websites to give companies a true understanding of how the average person interacts with their sites, you don’t need to be a tech pro or a layout guru; you just need to be able to articulate your thoughts and feelings in real time.
Where to look: Leapforce

Online Juror

You will serve as a mock juror for attorneys who want to see how their cases will fare if taken to trial. You’ll listen to testimony, weigh evidence and render your verdict just like a juror in a real court case.
Where to look: JuryTest, eJury, OnlineVerdict, Resolution Research

>>> Ultimate Retirement Earning System <<<

Virtual Assistant

You will be doing a traditional administrative assistant might do: composing correspondence, calendar management, making travel arrangements, data entry.
Where to look: Freelancer, Fiverr

Affiliate Marketer

You don’t even have to have your products and yet you can sell and earn money. Even Amazon pays you for promoting their products. You will need to be affiliate that pays you high commissions. Your strength will be specializing in marketing.
Where to look: Amazon, Clickbank, Walmart,

>>> Ultimate Retirement Earning System <<<

(Beware: As with anything you find online, some opportunities are better than others. There are plenty of work-from-home scams out there, so keep an eye.)


Now Lifestyle Review-Staying Healthy While Becoming Wealthy


It is a good practice to check out any online program before joining instead of just relying on the marketing information the program may provide.

The objective here is simple.  It is to provide the overall concept of the NOW Lifestyle business. It is up to you to decide to join the program or not, but attempt is made here to give you the overall concept that the NOW Lifestyle guys are following. It is simply NOW Lifestyle review.

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(DISCLOSURE: I am NOT an affiliate with NOW Lifestyle and as such NOW Lifestyle review is all based off my research.)

Now Lifestyle- What Is It All About?

Interestingly, it addresses an important concern that everyone can relate to.  That is health. Thus, Now Lifestyle is making a trending topic online.  Now Lifestyle slogan really says it all- “Make your life healthy and wallet wealthy.”

NOW Lifestyle is a multi-level marketing company that focuses on health and wellness industry. Now Lifestyle products include exercise challenges, weight loss and home workout program with nutritional supplements.

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Joel Therien is the man behind this health and wellness company. He also serves as the CEO and President of Now Lifestyle. His past accomplishments have been 7-minute workout, Pure Leverage GVO and Got Backup just to name a few.

NOW Lifestyle offers great opportunities and earnings to people who want to become a member of it.

NOW Lifestyle Products

Currently 4 different products are being offered.

Health and Wellness Package

A completely customized nutrition and exercise package unique to each of your 5 family members.

Body Boss Home Workout System

This highly versatile and portable exercise system will give everyone a great resistance workout from home.

Professional Auto Responder System

Powerful marketing system to Save Time and money with your sales and lead generation

Massive Traffic Co Op

Enable promoters to Collect healthy commissions on all Traffic and Lead Co Ops.

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Now Lifestyle Business Opportunity

Now Lifestyle uses network marketing concept, that is when you sponsor a person into the business you get paid on the product pack they purchase. That means your success is based on number of members you can recruit.

NOW Lifestyle Compensation Plan

The NOW Lifestyle compensation plan is as follows:

Membership Commission Payout – members can earn 50% commissions on all direct sales

Matching Bonus Payout – 50% matching bonus on earning from direct referrals.

Residual Commission Payout – Residual commissions are paid out through a binary compensation plan structure.

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(For detailed compensation plan, checkout Now Lifestyle website)

Cost To Join NOW Lifestyle

There is only $49.95 cost to join Now Lifestyle and can be renewed annually.

NOW Lifestyle is network marketing or business opportunity. Reportedly a lot of people are doing very well with it. It has good products that addresses the concerns of all people. In fairness, isn’t it good idea that everyone ought to be healthy? It is very essential concept thus good foundation for the company.

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But a potential problem lies with the people trying to promote their NOW Lifestyle business.  Most are relying on friends and family trying to sell the products.  To succeed in network marketing, you need to have a powerful marketing system that reaches broad spectrum of clientele.

NOW Lifestyle Review Summary

Now you know the basics.  Now Lifestyle is addresses the major concern of people in all walks of life- how to stay healthy in busy life.

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Ultimately success or failure will depend on you. You will have to learn about doing business the right way and how to have your Now Lifestyle business prosper.

Best Easy Work Review – Real Business or Big Scam?



There has been some buzz about this company lately.  Chances are you are looking to pursue business opportunity, thus you landed on this blog post to learn more.

That is exactly what you will get here- information about the company, products and compensation plan so you are able to decide to join or not.

Become WiFi Millionaire

The Company

According to research, Best Easy Work (BEW) is owned by Martin Ruiz from “Deltona, Florida”.  The domain “besteasywork.com” was registered on July 8, 2016.  It appears the owner previously promoted cash gifting business opportunity.

The Products

BEW has no retail products or services to sell to customers, but affiliates can promote the actual BEW affiliate membership.

Become WiFi Millionaire

Compensation Plan

BEW requires you to sign up and pay fees.  Commissions are paid when you sponsor other that also do the same…
Overall there are 10 tiers of options BEW affiliates can receive commissions on starting from $88 to $5000.  To earn commissions at any option level, you must buy in at that level.  The commissions range from $50 to $4000.  The commission follows unilevel compensation plan structure.

Cost To Join

BEW affiliate membership requires you buying in at 1 to 10 membership fee tiers.  In short, the cost is as little as $88 to $16564.  Good news is that there is also a free membership option however this only pays tier 1 commissions.

Become WiFi Millionaire

Word of Caution

BEW website is just a big capture page with no details.  It is to be noted also that there are no products or services at the retail level.  That means simply you are getting paid to recruit affiliates.  BEW claims that the product is “FREE websites!”

Following appears on BEW website:
“Help Wanted!
Now anyone can succeed! Earn big giving away free websites!
Totally automated, nothing is easier!
Freedom is your choice! Easy $500+ days!”

In nutshell, you need to be warned that once recruitment slows down so does earning potential for you.

Become WiFi Millionaire

If you have any questions, please leave them in the comments below

If you are struggling online and want to finally succeed with actual training, tools and mentorship to get you there…

Click Here and Watch This Video Right Now!

How Tax Season Can Increase Your Earnings?


Experiencing depressions is not fun. In earlier post, “Online Business Avoids Depressions Related To Job And Finances”, the focus was on having online business to generate revenue to supplement income to avoid financial shortfall.

However, it is not necessary to have “Online Business” per say, you can also provide your services as an independent contractor. Most likely, you will be asked to perform tasks for which you will be paid. The best part is that you can work from home or wherever you are.

Become WiFi Millionaire

As the year is ending, most are busy in welcoming holiday season and ready to be immersed into the season. But that also means time for 2017 tax returns. The tax preparation services, such as Jackson Hewitt, H&R Block, Liberty, have many work from home opportunities to earn extra revenues to offset any debts incurred during the holiday season.

The tax preparation service jobs are related to supporting customers, employees and the company in various ways. No tax-filing experience is needed. You will need to be at least be high school graduate (or have GED). These are all full-time seasonal gigs that could last up to six months. Many big tax preparation services look for candidates from all 50 states at pay ranging from $10.50- $15 an hour.

Become WiFi Millionaire

Here are some types of jobs that may be offered by tax-preparation services:

Individual Tax Preparer

Even today most people seek tax-preparation services to do their federal and state tax returns. That means tax-preparation services are looking for tax-preparers. You do not need any special requirements as long as you are able to be trained. The training is simple and if you are able follow instructions, you will be able to master it. Once you pass the training, you will be qualified to prepare individual tax returns. Check out the tax-preparation services for training availability.

Social Media Specialist

Remote social media specialist responds to customers on various platforms. You’ll need to have two years of customer service experience, especially in social media area. You will need communication skills, proficiency with Microsoft Office and other tech systems

Become WiFi Millionaire

Escalations Specialist

Escalation specialist assists with customer complaints, service delivery failures and other issues. You’ll need to have customer service experience, preferably involving customer de-escalation. You will need to have the ability to remain professional and patient at all times.

Client Care Representative

Client Care Representative responds to customer concerns over the phone or via web chats. You’ll need to have call center experience with communication and data entry skills. Having Spanish speaking ability is a plus.

Become WiFi Millionaire

Operations Support Representative

Operations Support Representative responds to hardware and networking troubleshooting issues from franchise and corporate employees, either over the phone or via web chats.
You’ll need to have at least one year of tech support contact center experience along with computer navigation and data entry skills

Real-Time Analyst

Real-time Analyst manages call center scheduling to make sure there is adequate staffing to respond to the expected volume of incoming calls. You’ll need to have experience in a multi-channel call center and in trend analysis.

Become WiFi Millionaire

Here are few major tax-preparation services:

Jackson-Hewitt

H&R Block

Liberty Tax

Online Business Avoids Depressions Related To Jobs and Finances



Do you know what is scary? Experiencing depressions.

Believe it or not, it is very common occurrence. It is anticipated more than 20 million Americans can expect to suffer from depression year after year. It starts with feeling blues only to be developed into something more serious. There are many common depression triggers. But the two common depressions are triggered by personal financial situations. Do not let your financial situation drag you down. You can prevent them from dragging you down.

Loss of Job and Depression

Nothing is forever. The job you are holding is not likely to be a permanent feature of your life. But your job is your sense of identity. It gives you feelings of self-worth. So losing job will cause financial stress. But it is likely to trigger strain in your relationships compounding stress and unhappiness.

You are vulnerable if you are dependent on your job for your day to finances. As the age of automation is taking over many jobs, many workers are purged. Many are not getting younger, so the older you are you are likely to let go sooner or later. Starting over is not easy and in some cases it is impossible. You will likely to “reinvent” you by learning new skills.

What to do, you ask.

It is important to realize that no longer can you depend on “job” to provide you finances necessary to maintain your livelihood and/or lifestyle. It is essential that you engage in online business that is based on your skills or hobby. Even better, get involved and learn about online business opportunities.

The online business is not easy but you can start with practically no expenses and are able to earn on regular intervals quickly. You need to be warned that there are many scams out there, so note that there is no “secret” for quick riches.

Debt, Financial Stress, and Depression

It is not only loss of job that creates stress and depression. In many cases many folks have jobs but there is not enough money to pay necessary bills and/or expenses.

Worrying about how to pay the bills causes an ongoing “buzz” of stress that, over time, sabotages your mood and self-esteem and can lead to depression. Not knowing where to turn is scary, and feelings of shame and secrecy can compound the fear and anxiety.

There are many counselors out there who can help. It is most likely, they will insist on you cutting down expenses. In many situations, cutting down expenses is NOT an option. The strategy requires that you not add on any expenses and increase your earning.

Is it really possible to earn more, you ask.

Yes. But at the onset just don't let yourself stay “stuck” in denial while panic builds under the surface. It is possible but it may not be easy. It is doable. You will not make millions right away. But you will start earning on regular basis if you are willing to put your sincere efforts.

To increase your earnings, you need to consider being in online business.

Checkout for more information related to online business:

Make Money By Being Affiliate To Membership Sites

How To Earn Bigly With Affiliate Marketing

Top 10 Need To Be In Online Business

Freedym Review- Freedom To Earn More Online

10 Ways To Earn Without Professional Skills

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Hungry For Hits Review- Effective, Innovative Traffic Exchange


Generating traffic to their link is one of the essential tasks for online business owners.  As a starter, you are likely to depend on traffic exchanges where you surf to earn credits and watch how your ads are performing.

There is no shortage of traffic exchanges online.  The problem with many of traffic exchanges are that their reach is very limited and are not effective in terms your time spent.  But few traffic exchanges are worth a great deal in generating leads.

Hungry for Hits is one of the INNOVATIVE and COOLEST traffic exchanges online.

Join Hungry For Hits Now!

Hungry For Hits (HFH) is a free traffic exchange which provides you with unlimited quality traffic! You also get a number of very useful tracking tools to help you track your progress. You can get started in minutes, even if you never used a traffic exchange before.  Hungry For Hits, operating from Stockholm, Sweden is the most professionally well run traffic exchange yet to be seen anywhere.

It must be pointed out that you will not get bored surfing at this site.  You are bombarded with rewards, credits and earn along the way even if you are FREE member.  It gets even better, if you upgrade your membership.

Hungry For Hits is top rated by its members & leading advertisers. It is also a social branding platform. Not only do you get unlimited, free traffic and several exclusive tools, you can also build your brand, connect with thousands of people from all over the world and even make friends!

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The credit for innovative Hungry for Hits goes to Klara Schmidtz.  Klara is one of the most professional and caring traffic exchange owners, caring for each and every member with fantastic support and chat.

Hungry for Hits is the place for you if you want website hits, views for your blog, if you do affiliate marketing or just want some great tracking and advertising tools. Sign up, add what you want to advertise and start enjoying the free traffic in just minutes from now!

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Here are few highlights that are important to you as online business marketer:

Tracking

It is known that HFH offers advertising.  It also offers extensive tracking tools and a site rotator service at no cost.

Targeted

HFH provided live and targeted traffic with real folks visiting your site.  As a matter of fact, you are able to talk to them on HFH chat.

Branding

The crucial element of marketing is not what you are promoting, but promoting you as a brand.  HFH owner emphasizes that concept totally.  HFH makes it possible to brand yourself and your business to increase your trust and recognition easily with tools and special features.

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Affiliate Program

HFH offers FREE affiliate program to help you earn a residual income and traffic.  HFH as an active site is likely to provide more sales to you.

Fun

HFH has totally taken boredom out of surfing.  HFH has social platform and multiple unique mini games to make surfing fun.

Hungry For Hits needs to be a major part of our Earn As You Learn training.  It is perfect for branding your site or products.

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Blog Success Story-The Penny Hoarder



There are so much hype stories how millionaires are made from online business. It is true that all stories may not be true. However, there are some true stories that prove that online ventures can be successful. True indeed, not an easy task but online can mean success- In some cases big one.

This story is about Alexis Grant who was employed by US News as a journalist. She was also involved her side venture. Alexis started a company helping businesses create amazing content to strategically grow their companies.

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Her company was so successful that it was purchased by Kyle Taylor. In 2011, Kyle hired Alexis Grant as he needed her help. He wanted her to write two blog posts for his site. Alexis agreed to send Kyle the blog posts at no cost. If Kyle liked the posts, then they were to work out financial agreement for the future.

Now that is history. Now they have built a company with a blog known as The Penny Hoarder, Now the company has 20 million in revenues with 80 people employed.
It is a success of company that started with a blog. Now it is powerful publication designed to help readers to put money in their pocket. The Penny Hoarder is organized and it’s scale-able editorial process has allowed them to publish up to 10 articles every day, plus custom content across their video and social media platforms. As the founder and CEO of The Penny Hoarder, Kyle Taylor and his team have grown the website into one of the largest personal finance websites in the world with 15 million-plus monthly readers. In 2016, the Inc. 5000 ranked The Penny Hoarder the 32nd fastest-growing private company and the No. 1 fastest-growing private media company in the United States.

The Penny Hoarder has pioneered a new kind of personal finance media with stories about real people and actionable money tips that make a true difference in our readers’ budgets.

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It is interesting to note that Kyle did not know anything about blogging. It was all determination and eventually building up confidence that eventually brought on success. It is all about content that people can benefit from. His mission was simple- putting money back in their readers’ pockets. The blog is not just about tools or apps but using the strategies the blog writers use it themselves.

Blogging can be successful only if you are able to reach your readers and eventually readers are able to gain from the content. If your blogs are for BENEFITS of your readers your blog will yield success.

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